Navjot Singh with the Wealth Builder University and The New Art of Living logos Navjot Singh with the Wealth Builder University and The New Art of Living logos

Steady Steps, Strong Foundations

  • Income Protection
  • Income Replacement
  • Generational Wealth
Free Consultation
  • Income Protection
  • Income Replacement
  • Generational Wealth
Services

We Believe in Listening Deeply and Building Meaningfully

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Retirement Planning
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Child Edu. Planning
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Insurance
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Estate Planning
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Investment Planning
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Tax Optimization
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Real Estate
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Mortgage
Our philosophy

Strategic Financial Guidance that Builds Lifelong Stable

Trajectory

Holistic Expertise

Comprehensive support across mortgages, real estate, insurance, and financial planning to secure your future from every angle.

Hands-On Support

We work closely with you to tailor strategies—whether it’s retirement, child education, or estate planning—based on your goals.

Insight-Driven Planning

Every solution is backed by data and experience, ensuring your investments, tax strategies, and plans are future-ready.

Actionable Results

From vision to execution—we help you overcome financial barriers and put your goals into motion with clarity and confidence.

Testimonial

We craft custom plans and empower you through financial understanding.

We had almost given up on buying our first home in the GTA. Prices were rising and we just couldn’t seem to save enough. After sitting down with Navjot Singh, he helped us put a real plan in place  automating our savings, showing us where we were overspending, and using RRSP along with FHSA strategically. Two years later, we moved into our first home. We couldn’t have done it without his guidance

Priya & Aman S.
Mississauga
Success story
They Helped Us Plan Our Baby’s Future

As new parents, we were overwhelmed. We wanted to start saving for our child’s future, but we didn’t even know where to start. IWS team created a custom plan for us, explained about government grants, how to structure it, and even helped us open the account. It felt amazing to start saving for our daughter’s future right away — and to do it the right way.

Ali & Maya K.
Oakville

In our early 50s, we were panicked. We had some RRSPs and a pension, but no idea if it was enough. IWS team helped us understand our full picture and put together a retirement roadmap. They made sure we weren’t overpaying taxes and helped us shift our savings and investments to better fit our timeline. Now with the better growth on our money, we feel confident about retiring in a few years.

Jason & Denise M.
Barrie
Success story
We Didn’t Know Insurance Could Work Like This

We thought insurance was just an expense — something you buy and hope you never use. Our meeting with Navjot showed us how a permanent life insurance policy could actually build wealth and give us access to funds while we’re alive. It’s now part of our retirement and estate plan. A total mindset shift

Michael & Erin F.
Whitby

We’re a small business owner and used to dread tax season. IWS team helped us understand how to invest through our corporation, and even put in place insurance strategies to protect our family and business at the same time. We now feel in more control of our income and our future

Jaspreet & Raj D.
Vaughan
Success story
He Turned My Side Hustle into a Wealth Plan

I started freelancing during the pandemic and now it’s my full-time gig. But I had no idea how to handle taxes or save and invest on my own. Navjot helped me set up a TFSA and permanent cash value life insurance, walked me through personal and business expenses, and got me thinking long-term. I don’t just feel like a freelancer — I feel like a business owner now. I feel much more confident about my money with a simple yet effective plan in place and accounts opened up, i am excited to continue this journey with IWS team.

Chelsea M.
Kitchener
Empowering Our Clients